Terms & Conditions

1. General Investment Conditions :

1.1. The investment conditions are selected by the plan that the investor has chosen for investment.

1.2. Before investing, carefully study the investment conditions and the project website to get better acquainted with the investment program and our capabilities.

1.3. The investor assumes all the consequences for the results of the investment and bears them independently.

1.4. After termination of the Agreement, the Company has no obligations to the user and does not accept any claims.

1.5. The investor has the right to do the withdrawal once a week with an amount equal to his weekly profit or less, and if the profit is not withdrawn for one week, it will be credited to the interest wallet till the end of the investment period. 

1.6. The company is closed during the Christmas and New Year holidays, from December 25 of each year to January 15 of the following. During this period, profit is not accrued and funds are not withdrawn.

1.7. Completing the plan, and withdrawing the capital and profits, please allow the team 2-3 weeks to arrange the funds and send them to your requested withdrawal method.


 2. Rights and obligations of the User: 

2.1. By registering, the User agrees that the Company is not responsible for:
2.1.1. Losses associated with no profits accruing through no fault of the company, but due to force majeure circumstances (force majeure).
2.1.2. Unauthorized use of a user account or modification of Data by third parties.
2.1.3. Loss of profit and any other losses incurred in connection with the use or inability to use the Site.
2.1.4. Misunderstanding of the Site's operation by the Use.
2.1.5. Failures or temporary termination of the communication networks or Internet connection on the part of the user.
2.1.6. Failures or temporary suspension of the provision of the Site services, including failures caused by the supplier of these services on the Company's side.
2.1.7. Loss, distortion, or damage to the Data, which occurred as a result of internal failures in the Site system.
2.1.8. Use of the site by third parties using the username and password received during registration on the Company’s Website.

2.2. All information on the Site does not provide any guarantees of any kind, all actions are carried out at the sole discretion of the user.

2.3. The user undertakes not to create more than one account to receive additional profit through the affiliate program or other additional bonuses provided by HOI. Violations of this rule may cause the unilateral blocking of your account and termination of this agreement. Any attempts to circumvent this restriction using anonymization tools will be regarded as a violation of the agreement by the user.


3. Rights and Obligations of H.O.I :

3.1. The Company does not guarantee that the use of the Site will not violate the rights of third parties.

3.2. The user agrees to refrain from any negative public statements towards the Company and not to make claims for any damage or losses incurred as a result of the following actions and factors:

3.2.1. Any violation of this Agreement by the user.
3.2.2. Use of the Site by a third party to whom the User voluntarily provided personal data or could not ensure their confidentiality.
3.2.3. Use of the Site for illegal purposes.

3.3. HOI has the right to change the content of the Site and update it without prior notice to Users.


4. Personal Data of the User:

4.1. The User's personal data is processed in accordance with the Company's privacy policy, which is an integral part of this Agreement.

4.2. The company guarantees complete confidentiality and protection of personal data provided by the User.

4.3. The user has the right to personally make certain of the correctness of the use of the personal data provided to the Company by making an appropriate request to the Support Service. 


5. Other Terms and Conditions :

5.1. This Agreement of H.O.I. is done for information purposes only. H.O.I. does not guarantee the accuracy or the conclusions reached in Agreement, and this Agreement is provided “as information only”.
HOI does not make warranties, express, implied, statutory or otherwise, whatsoever, including, but not limited to: 
● (i) warranties of merchantability of H.O.I. platform, fitness for a particular purpose, suitability, usage, title or non-infringement.
● (ii) that the contents of this Agreement and the work of H.O.I. platform are free from error.
● (iii) that such contents will not infringe third-party rights. 

5.2. H.O.I. has no liability for damages of any kind arising out of the use of the platform, reference to, or reliance on this or any of the content contained herein, even if advised of the possibility of such damages. In no event, HOI is liable to any person or entity for any damages, losses, liabilities, costs, or expenses of any kind, whether direct or indirect, consequential, compensatory, incidental, actual, exemplary, punitive or special for the use of the HOI platform, reference to, or reliance on this Agreement or any of the content contained herein, including, without limitation, any loss of business, revenues, profits, data, use, goodwill or other intangible losses.

5.3. This Agreement is not endorsed by any government authority. They are only available on the site of HOI and may not be redistributed, reproduced, or passed on to any other person or published, in part or in whole, for any purpose, without the prior written consent of HOI.

5.4. This Agreement of use of HOI, or any part of it, must not be taken or transmitted to any country or territory where its distribution or dissemination is prohibited or restricted. Any private persons or legal entities who use this Agreement of HOI must inform themselves about and observe any relevant legal or regulatory restrictions they may be subject to and seek all necessary professional advice.

5.5. The team of HOI platform is not responsible for the financial losses of users due to incorrect user actions or any errors.

5.6. The team of HOI platform is not responsible for user losses related to force majeure - failure of the service servers, natural disasters, hacking, etc.


6. Cancellation or amendment of the contract :

6.1. H.O.I. has the right to change or modify the contract at any time without getting the permission of the investors but with informing through the available communication channels.

6.2. The investors have the right to accept or refuse to continue their plan in case of a change of the contracts, where the investor can request only to withdraw his capital without the profits credited to the account.

6.3. The investor has the right to request his funds at any time and stop the investment, however, the amount will be transferred to him upon the end of the selected plan time.

6.4. The contract will be terminated immediately in case of any fraud or scam cases.


7. Profit Distribution :

7.1. H.O.I. is distributing the profits as per the agreed contract.

7.2. The investors have the right to withdraw their profits as long as it is available in their interest wallet.

7.3. The investor has the right to hold his investment profits till the end of the contract, where he will be eligible for 4% extra amount on his total profit amount.

The total profit is 1000$, so if the investor holds his profits without any withdrawal during the investment period, he will get a bonus of 40$.


8. New Plan 2023 ( Life Time ) Terms & Conditions :

8.1. H.O.I. is distributing the profits as per the agreed contract.

8.2. The new plan 2023 is valid for a lifetime, the investor will keep getting his profits on the agreed time, noting that the capital is NON - Refundable.

8.3. The investor CANNOT cancel the plan, however, he can ask for discontinuing the plan at any time without a refund of the capital. ( In case if any profits in the Interest Wallet, The investor can withdraw his profits ).

8.4. H.O.I. can ask the investor for cancelling the plan only after achieving 130% profits or more.
( Cancelling the plan is subject to management decisions due to the market situation ).